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Operation of Golf Carts (a “golf cart” means a motor vehicle that is designed and manufactured for operation on a golf course for sporting or recreational purposes and that is not capable of exceeding speeds of twenty miles per hour. (See S304.034(3)) on any subdivision Road, Easement or Common Area shall be permitted with the following conditions: The Golf Cart must be operated by a licensed driver and the Golf Cart must be covered by a liability insurance policy. In addition to these Covenants, the operation of Golf Carts is also subject to any rules and regulations as set forth by the Raintree POA Board of Directors in the Rules Manual.